{"id":156569,"date":"2026-03-16T13:26:32","date_gmt":"2026-03-16T12:26:32","guid":{"rendered":"https:\/\/denhartigh.nl\/?p=156569"},"modified":"2026-03-18T16:45:05","modified_gmt":"2026-03-18T15:45:05","slug":"den-hartigh-adviesgroep-charts-a-new-course-with-den-hartigh-marine-2","status":"publish","type":"post","link":"https:\/\/denhartigh.nl\/en\/den-hartigh-adviesgroep-charts-a-new-course-with-den-hartigh-marine-2\/","title":{"rendered":"Dream villa in France or Italy? Protect your holiday home optimally"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_height_percent=&#8221;100&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;5&#8243; bottom_padding=&#8221;5&#8243; back_color=&#8221;color-nhtu&#8221; back_image=&#8221;156572&#8243; back_image_auto=&#8221;yes&#8221; back_position=&#8221;center center&#8221; overlay_color=&#8221;color-jevc&#8221; overlay_alpha=&#8221;20&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; enable_bottom_divider=&#8221;default&#8221; bottom_divider=&#8221;gradient&#8221; shape_bottom_h_use_pixel=&#8221;true&#8221; shape_bottom_height_percent=&#8221;100&#8243; shape_bottom_color=&#8221;color-jevc&#8221; shape_bottom_opacity=&#8221;30&#8243; shape_bottom_index=&#8221;0&#8243; content_parallax=&#8221;5&#8243; uncode_shortcode_id=&#8221;132473&#8243; back_color_type=&#8221;uncode-palette&#8221; overlay_color_type=&#8221;uncode-palette&#8221; shape_bottom_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;2&#8243; style=&#8221;dark&#8221; font_family=&#8221;font-165032&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; parallax_intensity=&#8221;4&#8243; parallax_centered=&#8221;yes&#8221; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;718693&#8243;][vc_empty_space empty_h=&#8221;0&#8243;][vc_custom_heading auto_text=&#8221;yes&#8221; heading_semantic=&#8221;h1&#8243; text_size=&#8221;fontsize-210105&#8243; uncode_shortcode_id=&#8221;749937&#8243;]Automatic Heading Text[\/vc_custom_heading][vc_icon icon=&#8221;fa fa-arrow-down4&#8243; icon_color=&#8221;color-xsdn&#8221; background_style=&#8221;fa-rounded&#8221; size=&#8221;fa-2x&#8221; outline=&#8221;yes&#8221; uncode_shortcode_id=&#8221;156215&#8243; link=&#8221;url:%23begin|&#8221; icon_color_type=&#8221;uncode-palette&#8221;][\/vc_icon][vc_empty_space empty_h=&#8221;0&#8243;][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;4&#8243; bottom_padding=&#8221;5&#8243; back_color=&#8221;color-lxmt&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; row_height_use_pixel=&#8221;&#8221; uncode_shortcode_id=&#8221;143276&#8243; row_name=&#8221;begin&#8221; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; font_family=&#8221;font-165032&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; zoom_width=&#8221;0&#8243; zoom_height=&#8221;0&#8243; column_width_pixel=&#8221;800&#8243; uncode_shortcode_id=&#8221;671492&#8243;][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;941934&#8243;]<\/p>\n<p data-start=\"234\" data-end=\"305\"><strong data-start=\"234\" data-end=\"303\">Enjoy your luxury holiday home worry-free with bespoke coverage<\/strong><\/p>\n<p data-start=\"307\" data-end=\"658\">For many, a second home in Europe is a place to relax, create memories, and enjoy the good life. Whether it is a villa on the French C\u00f4te d\u2019Azur, a country house in Tuscany, or an apartment on the Spanish Costa, owning a luxury holiday home also brings unique responsibilities and risks. <\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;4&#8243; bottom_padding=&#8221;4&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; row_height_use_pixel=&#8221;&#8221; uncode_shortcode_id=&#8221;987060&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; font_family=&#8221;font-165032&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; zoom_width=&#8221;0&#8243; zoom_height=&#8221;0&#8243; column_width_pixel=&#8221;800&#8243; uncode_shortcode_id=&#8221;462399&#8243;][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;112223&#8243;]<\/p>\n<h4 data-section-id=\"x3dg4a\" data-start=\"981\" data-end=\"1031\">Why bespoke insurance is essential<\/h4>\n<p>Holiday homes abroad involve specific risks, such as:<\/p>\n<ul data-start=\"1105\" data-end=\"1261\">\n<li data-section-id=\"17ky32u\" data-start=\"1105\" data-end=\"1145\">Damage caused by storms, fire, or leaks<\/li>\n<li data-section-id=\"co5mpz\" data-start=\"1146\" data-end=\"1172\">Theft or vandalism<\/li>\n<li data-section-id=\"jo0hfo\" data-start=\"1173\" data-end=\"1217\">Liability regarding guests or tenants<\/li>\n<li data-section-id=\"1kx4jke\" data-start=\"1218\" data-end=\"1261\">Costs due to temporary uninhabitability<\/li>\n<\/ul>\n<p>Standard insurance policies often do not cover the full value of luxury homes or exceptional contents. With a High-Net-Worth solution, we provide <strong data-start=\"1416\" data-end=\"1435\">bespoke coverage<\/strong> that suits your home, your possessions, and your use of the property. <\/p>\n<p>At <strong data-start=\"664\" data-end=\"691\">Den Hartigh Adviesgroep<\/strong>, we understand that standard insurance is often insufficient for high-value homes and possessions. That is why, through our <strong data-start=\"826\" data-end=\"845\">Hiscox mandate<\/strong>, we offer specialized insurance solutions for High-Net-Worth clients who want to optimally protect their second home in Europe.[\/vc_column_text][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;390286&#8243;]<\/p>\n<h4 data-section-id=\"1xhzxin\" data-start=\"1511\" data-end=\"1551\">Personal advice and risk management<\/h4>\n<p data-start=\"1553\" data-end=\"1915\">Every home is unique, which is why you will not receive a standard package from us. Our team combines years of experience in High-Net-Worth insurance with knowledge of international real estate markets. Whether your property is rented out permanently, serves as a second residence, or is for private use only: we provide insurance that fully aligns with your situation.  <\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;75&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;7&#8243; bottom_padding=&#8221;7&#8243; back_color=&#8221;color-nhtu&#8221; back_image=&#8221;156573&#8243; back_position=&#8221;center top&#8221; overlay_color=&#8221;color-jevc&#8221; overlay_alpha=&#8221;42&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; row_height_use_pixel=&#8221;&#8221; uncode_shortcode_id=&#8221;801105&#8243; back_color_type=&#8221;uncode-palette&#8221; overlay_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;2&#8243; style=&#8221;dark&#8221; font_family=&#8221;font-165032&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; parallax_intensity=&#8221;4&#8243; zoom_width=&#8221;0&#8243; zoom_height=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;102164&#8243;][vc_custom_heading heading_semantic=&#8221;h3&#8243; text_size=&#8221;h4&#8243; text_italic=&#8221;yes&#8221; color_blend=&#8221;lighten&#8221; sub_lead=&#8221;yes&#8221; text_uppercase=&#8221;&#8221; subheading=&#8221;\u2014 Management response&#8221; uncode_shortcode_id=&#8221;171983&#8243;]<em data-start=\"251\" data-end=\"419\">&#8220;We notice a significant need for a partner that combines knowledge of the international real estate market with in-depth experience in High-Net-Worth insurance,&#8221;<\/em> says <strong data-start=\"425\" data-end=\"437\">Jan-Paul<\/strong>, High-Net-Worth specialist at Den Hartigh Adviesgroep. <em data-start=\"494\" data-end=\"861\">&#8220;With our Hiscox mandate, we can meet that need. We speak our clients&#8217; language, understand the unique risks of luxury holiday homes, and therefore offer solutions that go beyond standard insurance. In this way, we provide tailored certainty, whether it concerns a villa on the French coast, an apartment in Italy, or a country house in Spain.&#8221;<\/em>[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;4&#8243; bottom_padding=&#8221;4&#8243; back_color=&#8221;color-lxmt&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; row_height_use_pixel=&#8221;&#8221; uncode_shortcode_id=&#8221;870976&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; font_family=&#8221;font-165032&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; zoom_width=&#8221;0&#8243; zoom_height=&#8221;0&#8243; column_width_pixel=&#8221;800&#8243; uncode_shortcode_id=&#8221;384313&#8243;][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;445796&#8243;]<\/p>\n<h4 data-section-id=\"1lhmjtw\" data-start=\"1922\" data-end=\"1966\">Peace of mind and security for your holiday home<\/h4>\n<p data-start=\"1968\" data-end=\"2323\">With the right insurance, you can truly enjoy your holiday home without any worries. Den Hartigh Adviesgroep offers not only coverage but also <strong data-start=\"2108\" data-end=\"2145\">personal advice and guidance<\/strong>, so you do not have to worry about unexpected events. Your investment is safe, and you can focus on relaxation, family, and beautiful memories.  <\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row unlock_row=&#8221;&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;4&#8243; bottom_padding=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; row_height_use_pixel=&#8221;&#8221; uncode_shortcode_id=&#8221;304958&#8243;][vc_column column_width_use_pixel=&#8221;yes&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; zoom_width=&#8221;0&#8243; zoom_height=&#8221;0&#8243; column_width_pixel=&#8221;800&#8243; uncode_shortcode_id=&#8221;836332&#8243; width=&#8221;1\/1&#8243;][vc_custom_heading text_color=&#8221;color-210407&#8243; text_size=&#8221;h1&#8243; text_uppercase=&#8221;&#8221; uncode_shortcode_id=&#8221;986249&#8243; text_color_type=&#8221;uncode-palette&#8221;]For more information[\/vc_custom_heading][vc_column_text text_lead=&#8221;yes&#8221; text_color=&#8221;color-xsdn&#8221; uncode_shortcode_id=&#8221;280773&#8243; text_color_type=&#8221;uncode-palette&#8221;]Erik van der Kooij<br \/>\nMarketing\/PR manager<br \/>\nDen Hartigh Adviesgroep<br \/>\n078 676 9000<br \/>\n<a href=\"mailto:marketing@denhartigh.nl\">marketing@denhartigh.nl<\/a>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>For many, a second home in Europe is a place to relax, create memories, and enjoy the good life. Whether it is a villa on the French C\u00f4te d\u2019Azur, a country house in Tuscany, or an apartment on the Spanish Costa, owning a luxury holiday home also brings unique responsibilities and risks. <\/p>\n","protected":false},"author":3,"featured_media":156578,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[88],"tags":[],"class_list":["post-156569","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dream villa in France or Italy? Protect your holiday home optimally - Den Hartigh Advisory Group<\/title>\n<meta name=\"description\" content=\"For many, a second home in Europe is a place to relax, create memories, and enjoy the good life. 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